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Dental Insurance – Covina, CA

Get Affordable Dental Care Today!

dental insurance

If you want your teeth to last for a lifetime, it will require more than just brushing and flossing. You must also have a cleaning and checkup at least twice a year. Now, it is easier than ever to get the care you need because you have dental insurance in Covina. This gives you access to comprehensive coverage to keep your teeth and gums healthy for affordable rates. At Covina Family Dental, we proudly accept your insurance to help you reach your oral health goals. You will reduce your overall dental costs while ensuring your smile stays healthy and beautiful.

How Dental Insurance Works

woman with healthy smile

Every month you pay premiums for your dental coverage, which gives you access to affordable dentistry. After paying your annual deductible, you are given a yearly allowance to use toward the treatments you need to maintain your oral health. Depending on your specific policy, your coverage can include:

  • 100% preventive services, including cleanings and checkups.
  • 80% minor restorative services, like dental fillings.
  • 50% major restorative services, such as root canals.

Differences Between Medical and Dental Insurance

dental insurance form

It is often thought medical and dental insurance is the same, but this is not true. Your medical coverage is there for you after an injury or illness occurs. Dental insurance is different because it focuses on prevention. Keeping your teeth and gums healthy allows you to reduce the likeliness of needing a costly treatment in the future to lower your overall dental expenses. In fact, you can save $8 to $50 on restorative and emergency treatments for every $1 you spend on prevention.

At the end of the year, your dental coverage expires. You are not reimbursed for any funds you have not used, and any remaining balances do not carry over to the new year. We help you maximize the value of your yearly benefits, so nothing is wasted.

In-Network vs. Out-of-Network

young boy at dentist

At Covina Family Dental, we are happy to file all PPO plans. We work on your behalf with your insurance company whether you are in-network or out-of-network. We are proud to be in-network with:

  • Delta Dental
  • Cigna
  • SunLife Assurant

In-Network

Your insurance carrier recommends you visit an in-network dentist to make the most of your coverage. We are in-network with many leading carriers. We have pre-negotiated rates with them to reduce the amount you need to pay. We help you maximize your annual coverage to keep your treatments affordable, even if that means splitting them across calendar years.

Out-of-Network

You have the freedom to visit any dentist who accepts your insurance, even if you are out-of-network. We still work with your coverage if you are out of your insurance’s network. We file the necessary claims and paperwork for reimbursement, so you have one less thing to worry about.

Schedule an Appointment!

Do not waste your insurance benefits. Get the affordable care you need for a healthy smile with your dentist in Covina. Contact our office today to schedule an appointment or to learn more about your coverage.